Foreclosures · GA

Georgia foreclosures by county

Short answer: Georgia forecloses mostly without a court case, and the process ends at a foreclosure auction, typically 1 to 2 months after the first filing. Filings are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county). Below is every Georgia county, each with its own page on pre-foreclosure filings, the foreclosure auction and the owners to reach before it.

Counties covered

159

Each with its own foreclosure page.

Process

Non-judicial

Ends at a foreclosure auction.

After the sale

None after the sale

None after a mortgage foreclosure sale.

Every Georgia county

Largest first, by Census population.

CountyCounty seatPopulation
Fulton County foreclosuresAtlanta1,070,000
Gwinnett County foreclosuresLawrenceville975,000
Cobb County foreclosuresMarietta771,000
DeKalb County foreclosuresDecatur765,000
Chatham County foreclosuresSavannah303,000
Clayton County foreclosuresJonesboro300,000
Cherokee County foreclosuresCanton281,000
Forsyth County foreclosuresCumming267,000
Henry County foreclosuresMcDonough250,000
Hall County foreclosures221,745
Richmond County foreclosuresAugusta207,000
Muscogee County foreclosuresColumbus206,000
Paulding County foreclosures188,549
Houston County foreclosures174,897
Columbia County foreclosures167,472
Coweta County foreclosures158,233
Bibb County foreclosures157,056
Douglas County foreclosures151,887
Clarke County foreclosures129,995
Carroll County foreclosures129,911
Fayette County foreclosures125,107
Newton County foreclosures124,010
Lowndes County foreclosures122,082
Bartow County foreclosures117,508
Walton County foreclosures109,792
Whitfield County foreclosures105,070
Floyd County foreclosures101,390
Rockdale County foreclosures97,610
Barrow County foreclosures96,294
Jackson County foreclosures93,825
Glynn County foreclosures86,540
Bulloch County foreclosures85,454
Dougherty County foreclosures82,418
Effingham County foreclosures73,148
Troup County foreclosures71,513
Spalding County foreclosures70,292
Walker County foreclosures69,340
Catoosa County foreclosures68,940
Liberty County foreclosures68,607
Gordon County foreclosures60,765
Camden County foreclosures59,099
Bryan County foreclosures51,105
Laurens County foreclosures50,287
Habersham County foreclosures49,665
Colquitt County foreclosures46,977
Thomas County foreclosures46,054
Oconee County foreclosures44,751
Polk County foreclosures44,610
Coffee County foreclosures43,851
Baldwin County foreclosures43,644
Tift County foreclosures41,708
Murray County foreclosures41,316
Harris County foreclosures36,929
Pickens County foreclosures36,580
Ware County foreclosures36,222
Lumpkin County foreclosures36,016
Lee County foreclosures34,073
Dawson County foreclosures33,748
Gilmer County foreclosures33,327
Madison County foreclosures32,771
Haralson County foreclosures32,404
Wayne County foreclosures32,132
Monroe County foreclosures31,437
White County foreclosures29,668
Decatur County foreclosures29,391
Peach County foreclosures29,213
Jones County foreclosures29,047
Sumter County foreclosures28,972
Upson County foreclosures28,358
Hart County foreclosures28,052
Union County foreclosures27,601
Stephens County foreclosures27,498
Toombs County foreclosures27,488
Butts County foreclosures27,127
Grady County foreclosures26,271
Fannin County foreclosures25,854
Chattooga County foreclosures25,306
Franklin County foreclosures25,208
Burke County foreclosures24,472
Tattnall County foreclosures24,275
Putnam County foreclosures23,383
Emanuel County foreclosures23,224
Morgan County foreclosures21,940
McDuffie County foreclosures21,764
Meriwether County foreclosures21,439
Greene County foreclosures21,091
Lamar County foreclosures20,690
Pierce County foreclosures20,669
Pike County foreclosures20,669
Long County foreclosures20,439
Mitchell County foreclosures20,329
Banks County foreclosures20,318
Worth County foreclosures20,262
Elbert County foreclosures20,152
Washington County foreclosures19,834
Dodge County foreclosures19,630
Crisp County foreclosures19,468
Brantley County foreclosures18,795
Appling County foreclosures18,669
Berrien County foreclosures18,666
Cook County foreclosures17,984
Rabun County foreclosures17,711
Jasper County foreclosures17,219
Ben Hill County foreclosures16,945
Brooks County foreclosures16,344
Oglethorpe County foreclosures16,172
Dade County foreclosures16,068
Jeff Davis County foreclosures15,119
Jefferson County foreclosures15,019
Screven County foreclosures14,325
Towns County foreclosures13,184
Charlton County foreclosures13,021
Bleckley County foreclosures12,626
Crawford County foreclosures12,349
Heard County foreclosures12,119
Macon County foreclosures11,831
McIntosh County foreclosures11,800
Dooly County foreclosures11,186
Candler County foreclosures11,130
Bacon County foreclosures11,045
Telfair County foreclosures11,000
Evans County foreclosures10,869
Lanier County foreclosures10,464
Early County foreclosures10,444
Pulaski County foreclosures10,180
Wilkes County foreclosures9,567
Seminole County foreclosures9,274
Johnson County foreclosures9,178
Irwin County foreclosures9,155
Turner County foreclosures9,023
Wilcox County foreclosures8,904
Jenkins County foreclosures8,836
Terrell County foreclosures8,698
Hancock County foreclosures8,683
Wilkinson County foreclosures8,667
Montgomery County foreclosures8,566
Chattahoochee County foreclosures8,548
Atkinson County foreclosures8,435
Lincoln County foreclosures8,049
Taylor County foreclosures7,783
Twiggs County foreclosures7,728
Marion County foreclosures7,635
Wheeler County foreclosures7,076
Clinch County foreclosures6,871
Treutlen County foreclosures6,420
Randolph County foreclosures6,085
Miller County foreclosures5,824
Talbot County foreclosures5,755
Calhoun County foreclosures5,441
Warren County foreclosures5,148
Stewart County foreclosures4,809
Schley County foreclosures4,503
Echols County foreclosures3,698
Glascock County foreclosures3,008
Clay County foreclosures2,815
Baker County foreclosures2,732
Quitman County foreclosures2,323
Webster County foreclosures2,315
Taliaferro County foreclosures1,620

Georgia foreclosure at a glance

The essentials for finding and working foreclosures. The full process, owner rights and law detail are in the Georgia foreclosure laws guide.

Georgia foreclosure reference
ProcessNon-judicial. Most run under a power of sale, without a court case.
The auctionA public foreclosure auction, run by the officer state law assigns and named in the notice of sale.
Typical timeline1 to 2 months from first filing to sale, uncontested.
Where filings are recordedIn each county's land records office (the recorder, register of deeds or clerk, depending on the county).
RedemptionNone after a mortgage foreclosure sale.
DeficiencyAllowed only with prompt court confirmation of the sale.
DefaultMissed payments anda breach letterNoticeDefault or salenotice recorded orpublishedNotice periodThe owner can stillcure, sell ornegotiateAuctionThe winning biddertakes the property
The Georgia foreclosure sequence: typically 1 to 2 months from first filing to the foreclosure auction, uncontested. With sales the first Tuesday of every month after four weeks of ads, Georgia is among the fastest states in the country.

Georgia foreclosure FAQ

Where are Georgia foreclosure filings recorded?

Notices of default or sale are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county), or published and posted, as state law requires. The deed after the sale is recorded in the same place. Each county page below says where to look and what each document shows.

Are Georgia foreclosure auctions sheriff sales or trustee sales?

Neither name fits exactly. Georgia auctions are run by whoever state law assigns to the process, and the published notice of sale names that officer along with the date, time, place and terms. Search the county page for where those notices appear.

How do I get a Georgia pre-foreclosure list?

Counties record the filings but rarely publish them as a list. Pre-foreclosure lists are compiled from those records. LowBaller covers all 159 Georgia counties: scan any ZIP to see owners in pre-foreclosure and at auction, ranked by how close the foreclosure auction is and how much equity they hold.

How long do Georgia owners have before the foreclosure auction?

Typically 1 to 2 months from the first filing, uncontested. With sales the first Tuesday of every month after four weeks of ads, Georgia is among the fastest states in the country. During that time the owner keeps title and can sell, which is why the weeks after a filing are when a private offer matters most.

Can I buy a Georgia home before the foreclosure auction?

Yes, from the owner directly. Until the foreclosure auction the owner holds title, so a sale that pays off the loan stops the foreclosure. You can inspect and run title, which the auction rarely allows, and an owner with equity keeps the difference instead of losing it at the sale.

Keep going

See who is in pre-foreclosure in your Georgia county today.

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Informational summary, not legal advice. Foreclosure process, timelines, redemption and deficiency rules are summarized at the state level and change by statute and court rule. The published notice of sale controls every date and term. Homeowners facing foreclosure should speak with an attorney or a HUD-approved housing counselor.