Foreclosures · AL

Alabama foreclosures by county

Short answer: Alabama forecloses mostly without a court case, and the process ends at a foreclosure auction, typically 1 to 3 months after the first filing. Filings are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county). Below is every Alabama county, each with its own page on pre-foreclosure filings, the foreclosure auction and the owners to reach before it.

Counties covered

67

Each with its own foreclosure page.

Process

Non-judicial

Ends at a foreclosure auction.

After the sale

Redemption after sale

Yes: up to 1 year after the sale (180 days for many homesteads).

Every Alabama county

Largest first, by Census population.

CountyCounty seatPopulation
Jefferson County foreclosuresBirmingham674,000
Mobile County foreclosuresMobile414,000
Madison County foreclosuresHuntsville400,000
Baldwin County foreclosuresBay Minette231,000
Montgomery County foreclosuresMontgomery228,000
Tuscaloosa County foreclosuresTuscaloosa227,000
Shelby County foreclosuresColumbiana223,000
Lee County foreclosures187,847
Morgan County foreclosures126,084
Limestone County foreclosures118,942
Calhoun County foreclosures116,427
Houston County foreclosures109,366
Etowah County foreclosures103,207
Marshall County foreclosures102,156
Lauderdale County foreclosures97,502
St. Clair County foreclosures96,927
Cullman County foreclosures92,604
Elmore County foreclosures91,042
Talladega County foreclosures81,375
DeKalb County foreclosures73,122
Walker County foreclosures65,260
Autauga County foreclosures61,464
Blount County foreclosures60,163
Russell County foreclosures58,837
Colbert County foreclosures58,785
Coffee County foreclosures56,358
Jackson County foreclosures53,780
Dale County foreclosures50,067
Chilton County foreclosures47,262
Tallapoosa County foreclosures40,699
Covington County foreclosures37,748
Escambia County foreclosures36,630
Dallas County foreclosures35,545
Chambers County foreclosures33,813
Lawrence County foreclosures33,567
Pike County foreclosures33,124
Franklin County foreclosures31,874
Marion County foreclosures29,323
Geneva County foreclosures27,259
Cherokee County foreclosures26,138
Barbour County foreclosures24,358
Winston County foreclosures23,869
Randolph County foreclosures23,067
Bibb County foreclosures22,258
Clarke County foreclosures22,142
Monroe County foreclosures19,057
Marengo County foreclosures18,512
Pickens County foreclosures18,508
Butler County foreclosures18,256
Macon County foreclosures18,159
Henry County foreclosures18,141
Cleburne County foreclosures15,905
Fayette County foreclosures15,863
Hale County foreclosures15,116
Washington County foreclosures15,018
Clay County foreclosures14,239
Lamar County foreclosures13,543
Crenshaw County foreclosures13,114
Choctaw County foreclosures12,052
Sumter County foreclosures11,607
Conecuh County foreclosures11,109
Coosa County foreclosures10,291
Bullock County foreclosures9,901
Wilcox County foreclosures9,865
Lowndes County foreclosures9,485
Perry County foreclosures7,719
Greene County foreclosures7,127

Alabama foreclosure at a glance

The essentials for finding and working foreclosures. The full process, owner rights and law detail are in the Alabama foreclosure laws guide.

Alabama foreclosure reference
ProcessNon-judicial. Most run under a power of sale, without a court case.
The auctionA public foreclosure auction, run by the officer state law assigns and named in the notice of sale.
Typical timeline1 to 3 months from first filing to sale, uncontested.
Where filings are recordedIn each county's land records office (the recorder, register of deeds or clerk, depending on the county).
RedemptionYes: up to 1 year after the sale (180 days for many homesteads).
DeficiencyAllowed.
DefaultMissed payments anda breach letterNoticeDefault or salenotice recorded orpublishedNotice periodThe owner can stillcure, sell ornegotiateAuctionA redemption windowfollows the sale
The Alabama foreclosure sequence: typically 1 to 3 months from first filing to the foreclosure auction, uncontested. One of the faster non-judicial states; sales are advertised for three weeks and held at the courthouse.

Alabama foreclosure FAQ

Where are Alabama foreclosure filings recorded?

Notices of default or sale are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county), or published and posted, as state law requires. The deed after the sale is recorded in the same place. Each county page below says where to look and what each document shows.

Are Alabama foreclosure auctions sheriff sales or trustee sales?

Neither name fits exactly. Alabama auctions are run by whoever state law assigns to the process, and the published notice of sale names that officer along with the date, time, place and terms. Search the county page for where those notices appear.

How do I get an Alabama pre-foreclosure list?

Counties record the filings but rarely publish them as a list. Pre-foreclosure lists are compiled from those records. LowBaller covers all 67 Alabama counties: scan any ZIP to see owners in pre-foreclosure and at auction, ranked by how close the foreclosure auction is and how much equity they hold.

How long do Alabama owners have before the foreclosure auction?

Typically 1 to 3 months from the first filing, uncontested. One of the faster non-judicial states; sales are advertised for three weeks and held at the courthouse. During that time the owner keeps title and can sell, which is why the weeks after a filing are when a private offer matters most.

Can I buy an Alabama home before the foreclosure auction?

Yes, from the owner directly. Until the foreclosure auction the owner holds title, so a sale that pays off the loan stops the foreclosure. You can inspect and run title, which the auction rarely allows, and an owner with equity keeps the difference instead of losing it at the sale.

Keep going

See who is in pre-foreclosure in your Alabama county today.

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Informational summary, not legal advice. Foreclosure process, timelines, redemption and deficiency rules are summarized at the state level and change by statute and court rule. The published notice of sale controls every date and term. Homeowners facing foreclosure should speak with an attorney or a HUD-approved housing counselor.