Delinquent tax lists

New Jersey delinquent tax lists by county

Short answer: New Jersey is a lien state, so a winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. Annual municipal tax lien sales at up to 18% plus premiums, with foreclosure possible after 2 years. Tax enforcement runs at the town and city level here rather than the county, so the official delinquent roll comes from the local municipal tax collector. Below is every New Jersey county we cover, with the live count of distressed owners in each.

Counties covered

12

Every one has its own ranked list and county-level rules page.

Flagged owners statewide

5,164

Carrying at least one distress signal in public records, refreshed daily.

Sale type

Lien

10 days after the sheriff sale.

Every New Jersey county we cover

Sorted largest first. Each county page carries the official list source, the sale rules and the live ranked list of owners under pressure right now.

CountyCounty seatPopulationFlagged owners
Bergen CountyHackensack956,000533
Middlesex CountyNew Brunswick863,000397
Essex CountyNewark850,000134
Hudson CountyJersey City725,00094
Ocean CountyToms River653,000719
Monmouth CountyFreehold644,000261
Union CountyElizabeth575,000809
Camden CountyCamden524,00063
Passaic CountyPaterson524,000243
Morris CountyMorristown514,0001,065
Burlington CountyMount Holly464,000340
Mercer CountyTrenton387,000506

New Jersey tax sale rules

New Jersey tax sale and foreclosure reference
Tax sale systemNew Jersey is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not.
Rate and cadenceAnnual municipal tax lien sales at up to 18% plus premiums, with foreclosure possible after 2 years.
Owner redemption10 days after the sheriff sale.
Who publishes the listEach town or city rather than the county. In New Jersey the Municipal Tax Collector runs the delinquent roll and the sale.
Foreclosure pathJudicial, typically 12 to 24 months from filing to sale.
Deficiency after saleRestricted by fair market value credits.
Local noteOne of the slowest foreclosure pipelines in the country, which keeps pre-foreclosure inventories deep.

The New Jersey delinquency clock

Bill goes unpaidThe tax bill passesits due date andpenalties startLien soldThe New Jerseycounty saletransfers aRedemption runsThe owner can stillpay and keep thepropertyForeclosureUnredeemed liens canbe foreclosed intoownership
How a delinquent property moves from an unpaid bill to a lien sale in New Jersey. 10 days after the sheriff sale.

New Jersey delinquent tax list FAQ

Is New Jersey a tax lien or tax deed state?

New Jersey is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. Annual municipal tax lien sales at up to 18% plus premiums, with foreclosure possible after 2 years.

Where do I find the New Jersey delinquent tax list?

New Jersey runs tax enforcement at the town and city level, not the county, so the official delinquent roll comes from the local Municipal Tax Collector rather than a single county office. Pick your county below to see the municipalities inside it and the live list of distressed owners in that area.

How long does an owner have to redeem in New Jersey?

10 days after the sheriff sale. That window is the single biggest thing separating a good tax-sale trade from a bad one, because it decides how long your money sits before you can act.

How many tax-delinquent properties are there in New Jersey?

Across the 12 New Jersey counties we track, roughly 5,164 properties currently carry at least one distress signal in public records, including tax delinquency, foreclosure filings, vacancy and long-distance ownership. The counts refresh daily.

Can I buy New Jersey tax-delinquent property before the auction?

Yes. The delinquency appears in the public record months before any sale is scheduled, and during that window the owner can still sell normally. That is the whole opportunity: no bidding war, an inspection is possible, and an owner with equity walks away with money instead of nothing.

Keep going

Pick your New Jersey county and see who is under pressure today.

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