Delinquent tax lists · Colorado

Larimer County delinquent tax list

Short answer: Larimer County has two delinquent tax lists. The official one is published by the County Treasurer before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 244 (estimated) owners near Fort Collins currently carry a distress signal. Colorado is a lien state, so a winning bid at the sale takes a certificate rather than the house.

See the Larimer list free 10 second scan · no card to browse · 2 free unlocks on trial

Distressed owners near Fort Collins

244

Within 25 miles of the county seat, refreshed daily. Larimer County is a mid-size county.

Top-deal discount target

~42% under market

Average start bid across the 20 strongest Larimer leads right now.

Avg. spread per top deal

$238,000

On a typical $566,000 estimated value.

Map of Larimer County, CO showing the area covered by the tax-delinquent property list

Coverage centers on Fort Collins, the Larimer County seat, and reaches 25 miles out, widening to 50 when the market runs thin.

Larimer County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full Colorado rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Larimer County tax sale and delinquency reference
CountyLarimer County, Colorado. County seat: Fort Collins.
Who publishes the listThe County Treasurer for Larimer County.
What the sale transfersColorado is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not.
Rate and cadenceAnnual fall tax lien sales at the federal discount rate plus nine points, with a 3 year redemption before a treasurer's deed.
Owner redemptionNone for owners after the sale; junior lienholders get short windows.

The Colorado delinquency clock

Where a Larimer owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startLien soldThe Colorado countysale transfers acertificate, not theRedemption runsThe owner can stillpay and keep thepropertyForeclosureUnredeemed liens canbe foreclosed intoownership
How a delinquent Larimer property moves from an unpaid bill to a lien sale under Colorado law. None for owners after the sale; junior lienholders get short windows.

The Larimer list, ranked hardest-first

Representative profiles from our ranking model for the Fort Collins area. The live list, with exact locations, photos and owner details, is one free scan away.

RankWhy they would sellEst. valueStart bidUnder market
#1
Notice of defaultTax delinquent 3 yr96% equity
$625,000$275,000~44%
#2
Pre-foreclosureTax delinquent 3 yr58% equity
$603,000$268,000~45%
#3
Notice of defaultTax delinquent 1 yr92% equity
$581,000$250,000~45%

7 more ranked Fort Collins deals behind the scan

Unlock the full Fort Collins list free

10 second scan · no card to browse · 2 free unlocks on trial

What the Larimer list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Pre-foreclosure232Tax delinquent220Absentee owner171High equity134Vacant122
Estimated distress mix across the 244 flagged properties near Fort Collins, CO. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Larimer compares across Colorado

Larimer County is the 7th largest of the 10 Colorado counties covered here, and it runs lighter in distressed owners than the Colorado average, at 6.7 flagged properties per 10,000 residents against a state figure of 7.5. It accounts for about 6.8% of every flagged property across the Colorado counties on this site.

Flagged distressed properties by county in Colorado, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Adams CountyBrighton79415.1
Boulder CountyBoulder53616.2
Arapahoe CountyLittleton5207.9
El Paso CountyColorado Springs4516.1
Douglas CountyCastle Rock2797.4
Denver CountyDenver2753.8

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Larimer owners can accept the widest discounts.

The official Larimer list vs. this one

Both are worth having. They answer different questions.

Larimer official sale listThe LowBaller list
Who publishes itThe County TreasurerLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Larimer list

What actually matters in a county this size, at this level of distress, under Colorado timelines.

Off the main road

Larimer County ranks 7 of 10 covered Colorado counties and holds about 6.8% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

Above the state norm

Larimer runs 6.7 flagged properties per 10,000 residents against 7.5 statewide. More pressure per capita than the typical Colorado county, and more owners carrying two or three signals at once.

Fort Collins and everything around it

Larimer works off Fort Collins as its seat, and the scan reaches 25 miles out from there, widening to 50 when the list runs thin. In a county this shape that usually means several towns, each with its own price level.

The Colorado clock

Foreclosure here typically runs 4 to 6 months from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.

Why Larimer investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Lien auctions in Colorado rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Larimer County delinquent tax list FAQ

How do I get the Larimer County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the County Treasurer, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 244 properties around Fort Collins currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Larimer delinquent property tax list PDF?

Yes. The County Treasurer publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Larimer County tax sale?

Larimer County publishes its own schedule, and it moves. The Colorado pattern is the thing that holds steady: Annual fall tax lien sales at the federal discount rate plus nine points, with a 3 year redemption before a treasurer's deed. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Larimer tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in Colorado?

Colorado is a lien state, so a winning bidder takes a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. None for owners after the sale; junior lienholders get short windows. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Larimer deals close?

The strongest current leads near Fort Collins support start bids around 42% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 20 to 40% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Larimer runs lighter in distress than the Colorado average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Larimer?

About 244 properties within 25 miles of Fort Collins currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 6.7 flagged properties per 10,000 residents, against 7.5 across Colorado as a whole, and makes Larimer the number 7 of the 10 Colorado counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Larimer address to search, or can I search the whole county?

Either. Run the scan on any Larimer ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. Browsing is free and unlimited, and credits are only spent when an owner's verified phone or email comes back.

Delinquent tax lists nearby

Keep going

The Larimer owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

Scan Larimer free

Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the Colorado state level and can be changed by statute or applied differently by Larimer County. The County Treasurer and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.