Foreclosures · OK

Oklahoma foreclosures by county

Short answer: Oklahoma forecloses either through the courts or by power of sale, and the process ends at a sheriff sale, typically 4 to 7 months after the first filing. Filings are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county). Below is every Oklahoma county, each with its own page on pre-foreclosure filings, the sheriff sale and the owners to reach before it.

Counties covered

77

Each with its own foreclosure page.

Process

Judicial and non-judicial

Ends at a sheriff sale.

After the sale

None after the sale

None after confirmation.

Every Oklahoma county

Largest first, by Census population.

CountyCounty seatPopulation
Oklahoma County foreclosuresOklahoma City800,000
Tulsa County foreclosuresTulsa671,000
Cleveland County foreclosuresNorman295,000
Canadian County foreclosuresEl Reno160,000
Comanche County foreclosuresLawton121,000
Rogers County foreclosures101,371
Wagoner County foreclosures91,257
Payne County foreclosures84,199
Pottawatomie County foreclosures74,446
Creek County foreclosures73,971
Muskogee County foreclosures66,752
Garfield County foreclosures62,007
Grady County foreclosures58,353
Washington County foreclosures54,060
Logan County foreclosures53,860
Bryan County foreclosures50,305
Le Flore County foreclosures49,854
Carter County foreclosures49,135
Cherokee County foreclosures48,729
McClain County foreclosures48,434
Osage County foreclosures46,495
Stephens County foreclosures44,075
Kay County foreclosures43,437
Pittsburg County foreclosures43,395
Delaware County foreclosures41,771
Sequoyah County foreclosures40,555
Mayes County foreclosures40,144
Pontotoc County foreclosures38,310
Okmulgee County foreclosures37,084
Lincoln County foreclosures34,972
McCurtain County foreclosures30,805
Ottawa County foreclosures30,404
Custer County foreclosures28,266
Caddo County foreclosures26,337
Garvin County foreclosures26,149
Jackson County foreclosures24,541
Seminole County foreclosures23,351
Beckham County foreclosures22,248
Texas County foreclosures20,577
Woodward County foreclosures19,991
Adair County foreclosures19,821
McIntosh County foreclosures19,710
Marshall County foreclosures16,147
Pawnee County foreclosures16,111
Kingfisher County foreclosures15,820
Atoka County foreclosures14,600
Craig County foreclosures14,506
Choctaw County foreclosures14,174
Murray County foreclosures13,754
Hughes County foreclosures13,371
Haskell County foreclosures11,811
Okfuskee County foreclosures11,364
Noble County foreclosures10,896
Washita County foreclosures10,839
Pushmataha County foreclosures10,800
Love County foreclosures10,423
Johnston County foreclosures10,293
Nowata County foreclosures9,561
Latimer County foreclosures9,509
Woods County foreclosures8,582
Blaine County foreclosures8,573
Kiowa County foreclosures8,257
Major County foreclosures7,569
Tillman County foreclosures6,736
Alfalfa County foreclosures5,712
Cotton County foreclosures5,503
Greer County foreclosures5,433
Coal County foreclosures5,414
Jefferson County foreclosures5,374
Beaver County foreclosures5,025
Dewey County foreclosures4,268
Grant County foreclosures4,123
Ellis County foreclosures3,601
Roger Mills County foreclosures3,304
Harper County foreclosures3,209
Harmon County foreclosures2,315
Cimarron County foreclosures2,133

Oklahoma foreclosure at a glance

The essentials for finding and working foreclosures. The full process, owner rights and law detail are in the Oklahoma foreclosure laws guide.

Oklahoma foreclosure reference
ProcessJudicial and non-judicial. Lenders can use the courts or a power of sale.
The auctionA sheriff sale, conducted by the county sheriff.
Typical timeline4 to 7 months from first filing to sale, uncontested.
Where filings are recordedIn each county's land records office (the recorder, register of deeds or clerk, depending on the county).
RedemptionNone after confirmation.
DeficiencyAllowed with fair-value limits.
DefaultMissed payments anda breach letterTrack chosenPower of sale or acourt caseNotice or judgmentSale noticed orordered by the courtSheriff saleThe winning biddertakes the property
The Oklahoma foreclosure sequence: typically 4 to 7 months from first filing to the sheriff sale, uncontested. Power of sale exists, but homeowners can force any foreclosure into court, so most run judicial.

Oklahoma foreclosure FAQ

Where are Oklahoma foreclosure filings recorded?

Notices and lis pendens are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county), and the case itself sits on the docket of the court that hears it. The deed after the sale is recorded in the same place. Each county page below says where to look and what each document shows.

Are Oklahoma foreclosure auctions sheriff sales or trustee sales?

Sheriff sales. After the court's judgment, the county sheriff auctions the property. Upcoming sales appear in published notices and often on each sheriff's own sale list, county by county. The notice sets the deposit, the payment deadline and any opening bid.

How do I get an Oklahoma pre-foreclosure list?

Counties record the filings but rarely publish them as a list. Pre-foreclosure lists are compiled from those records. LowBaller covers all 77 Oklahoma counties: scan any ZIP to see owners in pre-foreclosure and at auction, ranked by how close the sheriff sale is and how much equity they hold.

How long do Oklahoma owners have before the sheriff sale?

Typically 4 to 7 months from the first filing, uncontested. Power of sale exists, but homeowners can force any foreclosure into court, so most run judicial. During that time the owner keeps title and can sell, which is why the weeks after a filing are when a private offer matters most.

Can I buy an Oklahoma home before the foreclosure auction?

Yes, from the owner directly. Until the sheriff sale the owner holds title, so a sale that pays off the loan stops the foreclosure. You can inspect and run title, which the auction rarely allows, and an owner with equity keeps the difference instead of losing it at the sale.

Keep going

See who is in pre-foreclosure in your Oklahoma county today.

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Informational summary, not legal advice. Foreclosure process, timelines, redemption and deficiency rules are summarized at the state level and change by statute and court rule. The published notice of sale controls every date and term. Homeowners facing foreclosure should speak with an attorney or a HUD-approved housing counselor.