Foreclosures · IL

Illinois foreclosures by county

Short answer: Illinois forecloses through the courts, and the process ends at a sheriff sale, typically 9 to 15 months after the first filing. Filings are recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county). Below is every Illinois county, each with its own page on pre-foreclosure filings, the sheriff sale and the owners to reach before it.

Counties covered

102

Each with its own foreclosure page.

Process

Judicial

Ends at a sheriff sale.

After the sale

None after the sale

Yes, but BEFORE the sale: generally 7 months from service for homeowners.

Every Illinois county

Largest first, by Census population.

CountyCounty seatPopulation
Cook County foreclosuresChicago5,100,000
DuPage County foreclosuresWheaton933,000
Lake County foreclosuresWaukegan711,000
Will County foreclosuresJoliet700,000
Kane County foreclosuresGeneva516,000
McHenry County foreclosuresWoodstock311,000
Winnebago County foreclosuresRockford285,000
Madison County foreclosuresEdwardsville265,000
St. Clair County foreclosuresBelleville255,000
Champaign County foreclosures212,374
Sangamon County foreclosuresSpringfield196,000
Peoria County foreclosuresPeoria180,000
McLean County foreclosures172,069
Kendall County foreclosures143,171
Rock Island County foreclosures142,731
Tazewell County foreclosures129,821
LaSalle County foreclosures108,390
Kankakee County foreclosures106,410
DeKalb County foreclosures101,335
Macon County foreclosures100,737
Vermilion County foreclosures71,106
Williamson County foreclosures67,064
Adams County foreclosures64,109
Whiteside County foreclosures54,657
Grundy County foreclosures53,835
Boone County foreclosures53,313
Jackson County foreclosures53,199
Ogle County foreclosures51,345
Knox County foreclosures48,716
Henry County foreclosures48,177
Coles County foreclosures46,423
Macoupin County foreclosures43,895
Stephenson County foreclosures43,088
Woodford County foreclosures38,290
Clinton County foreclosures37,087
Franklin County foreclosures37,033
Marion County foreclosures36,437
Jefferson County foreclosures36,107
Livingston County foreclosures35,375
Monroe County foreclosures34,969
Effingham County foreclosures34,602
Lee County foreclosures33,544
Christian County foreclosures33,247
Morgan County foreclosures32,618
Fulton County foreclosures32,510
Bureau County foreclosures32,486
Randolph County foreclosures29,903
Montgomery County foreclosures27,615
Logan County foreclosures27,518
McDonough County foreclosures26,662
Iroquois County foreclosures26,067
Saline County foreclosures22,826
Jo Daviess County foreclosures21,528
Fayette County foreclosures21,157
Jersey County foreclosures21,150
Shelby County foreclosures20,542
Perry County foreclosures20,272
Douglas County foreclosures19,824
Crawford County foreclosures18,388
Hancock County foreclosures17,008
Union County foreclosures16,886
Piatt County foreclosures16,628
Bond County foreclosures16,576
Edgar County foreclosures16,398
Warren County foreclosures16,217
Wayne County foreclosures15,928
Carroll County foreclosures15,444
Richland County foreclosures15,362
De Witt County foreclosures15,319
Mercer County foreclosures15,292
Clark County foreclosures15,076
Lawrence County foreclosures14,801
Moultrie County foreclosures14,365
Pike County foreclosures14,258
Massac County foreclosures13,627
Washington County foreclosures13,535
Ford County foreclosures13,451
White County foreclosures13,395
Johnson County foreclosures13,320
Clay County foreclosures12,821
Cass County foreclosures12,713
Mason County foreclosures12,543
Menard County foreclosures11,963
Marshall County foreclosures11,552
Greene County foreclosures11,417
Wabash County foreclosures10,979
Cumberland County foreclosures10,305
Jasper County foreclosures9,092
Hamilton County foreclosures7,818
Schuyler County foreclosures6,750
Brown County foreclosures6,307
Henderson County foreclosures6,048
Edwards County foreclosures5,984
Putnam County foreclosures5,633
Stark County foreclosures5,272
Scott County foreclosures4,880
Pulaski County foreclosures4,879
Gallatin County foreclosures4,690
Alexander County foreclosures4,594
Calhoun County foreclosures4,224
Pope County foreclosures3,703
Hardin County foreclosures3,550

Illinois foreclosure at a glance

The essentials for finding and working foreclosures. The full process, owner rights and law detail are in the Illinois foreclosure laws guide.

Illinois foreclosure reference
ProcessJudicial. Every residential foreclosure runs through the courts.
The auctionA sheriff sale, conducted by the county sheriff.
Typical timeline9 to 15 months from first filing to sale, uncontested.
Where filings are recordedIn each county's land records office (the recorder, register of deeds or clerk, depending on the county).
RedemptionYes, but BEFORE the sale: generally 7 months from service for homeowners.
DeficiencyAllowed.
DefaultMissed payments anda breach letterCase filedComplaint filed andlis pendens recordedJudgmentThe court orders theproperty soldSheriff saleThe winning biddertakes the property
The Illinois foreclosure sequence: typically 9 to 15 months from first filing to the sheriff sale, uncontested. The redemption period runs before the auction, so the sale itself is usually final.

Illinois foreclosure FAQ

Where are Illinois foreclosure filings recorded?

The lis pendens is recorded in each county's land records office (the recorder, register of deeds or clerk, depending on the county), and the case itself sits on the docket of the court that hears it. The deed after the sale is recorded in the same place. Each county page below says where to look and what each document shows.

Are Illinois foreclosure auctions sheriff sales or trustee sales?

Sheriff sales. After the court's judgment, the county sheriff auctions the property. Upcoming sales appear in published notices and often on each sheriff's own sale list, county by county. The notice sets the deposit, the payment deadline and any opening bid.

How do I get an Illinois pre-foreclosure list?

Counties record the filings but rarely publish them as a list. Pre-foreclosure lists are compiled from those records. LowBaller covers all 102 Illinois counties: scan any ZIP to see owners in pre-foreclosure and at auction, ranked by how close the sheriff sale is and how much equity they hold.

How long do Illinois owners have before the sheriff sale?

Typically 9 to 15 months from the first filing, uncontested. The redemption period runs before the auction, so the sale itself is usually final. During that time the owner keeps title and can sell, which is why the weeks after a filing are when a private offer matters most.

Can I buy an Illinois home before the foreclosure auction?

Yes, from the owner directly. Until the sheriff sale the owner holds title, so a sale that pays off the loan stops the foreclosure. You can inspect and run title, which the auction rarely allows, and an owner with equity keeps the difference instead of losing it at the sale.

Keep going

See who is in pre-foreclosure in your Illinois county today.

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Informational summary, not legal advice. Foreclosure process, timelines, redemption and deficiency rules are summarized at the state level and change by statute and court rule. The published notice of sale controls every date and term. Homeowners facing foreclosure should speak with an attorney or a HUD-approved housing counselor.