Delinquent tax lists · Rhode Island

Providence County delinquent tax list

Short answer: Providence County has two delinquent tax lists. The official one is published by each town or city municipal tax collector before a scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 433 (estimated) owners near Providence currently carry a distress signal. Rhode Island is a redeemable deed state, so a winning bid at the sale takes a deed the owner can still buy back.

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Distressed owners near Providence

433

Within 25 miles of the county seat, refreshed daily. Providence County is a mid-size county.

Top-deal discount target

~41% under market

Average start bid across the 20 strongest Providence leads right now.

Avg. spread per top deal

$217,000

On a typical $525,000 estimated value.

Map of Providence County, RI showing the area covered by the tax-delinquent property list

Coverage centers on Providence, the Providence County seat, and reaches 25 miles out, widening to 50 when the market runs thin.

Providence County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full Rhode Island rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Providence County tax sale and delinquency reference
CountyProvidence County, Rhode Island. County seat: Providence.
Who publishes the listTax enforcement in Rhode Island is run by each town or city rather than the county, so the delinquent roll for a Providence County property comes from that municipality's Municipal Tax Collector.
What the sale transfersRhode Island is a redeemable deed state. A winning bidder gets a redeemable deed, which is ownership subject to the former owner buying it back inside the redemption window.
Rate and cadenceMunicipal tax sales carry roughly a 1 year redemption with statutory penalties.
Owner redemptionNone after the sale.

The Rhode Island delinquency clock

Where a Providence owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startDeed soldA bidder takes adeed at the countysaleRedemption runsThe former owner canbuy it back with apenaltyDeed is finalIf nobody redeems,the buyer keeps theproperty
How a delinquent Providence property moves from an unpaid bill to a redeemable deed sale under Rhode Island law. None after the sale.

The Providence list, ranked hardest-first

Representative profiles from our ranking model for the Providence area. The live list, with exact locations, photos and owner details, is one free scan away.

RankWhy they would sellEst. valueStart bidUnder market
#1
Auction setTax delinquent 3 yr65% equity
$552,000$237,000~45%
#2
Pre-foreclosureTax delinquent 3 yr67% equity
$529,000$227,000~45%
#3
Auction setTax delinquent 1 yr57% equity
$527,000$239,000~45%

7 more ranked Providence deals behind the scan

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What the Providence list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Tax delinquent390Pre-foreclosure390Vacant325Absentee owner325High equity238
Estimated distress mix across the 433 flagged properties near Providence, RI. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Providence compares across Rhode Island

Providence County is the largest county we cover in Rhode Island, and it runs lighter in distressed owners than the Rhode Island average, at 6.6 flagged properties per 10,000 residents against a state figure of 10.2. It accounts for about 44.3% of every flagged property across the Rhode Island counties on this site.

Flagged distressed properties by county in Rhode Island, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Providence County (this page)Providence4336.6
Kent CountyWarwick39022.9
Washington CountyWakefield15512.1

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Providence owners can accept the widest discounts.

The official Providence list vs. this one

Both are worth having. They answer different questions.

Providence official sale listThe LowBaller list
Who publishes itThe town or city tax collectorLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Providence list

What actually matters in a county this size, at this level of distress, under Rhode Island timelines.

The busiest list in Rhode Island

Providence County is the largest of the 3 Rhode Island counties covered here and carries about 44.3% of every flagged property in the state. That is the deepest pipeline available, and also the one every other buyer in Rhode Island already knows about.

A thin list, so filter hard

At 6.6 flagged properties per 10,000 residents, Providence sits in the bottom quarter of Rhode Island counties, against a state figure of 10.2. Do not try to work every row. Sort on equity and go deep on a handful.

Providence and everything around it

Providence works off Providence as its seat, and the scan reaches 25 miles out from there, widening to 50 when the list runs thin. In a county this shape that usually means several towns, each with its own price level.

The Rhode Island clock

Foreclosure here typically runs 2 to 4 months from filing to sale. Tax enforcement is municipal in Rhode Island, so the tax deadline and the mortgage deadline are two separate clocks on the same house, and an owner can be early on one and late on the other.

Why Providence investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Lien auctions in Rhode Island rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Providence County delinquent tax list FAQ

How do I get the Providence County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the town or city tax collector, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 433 properties around Providence currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Providence delinquent property tax list PDF?

Yes. The town or city tax collector publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Providence County tax sale?

Providence County publishes its own schedule, and it moves. The Rhode Island pattern is the thing that holds steady: Municipal tax sales carry roughly a 1 year redemption with statutory penalties. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Providence tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in Rhode Island?

Rhode Island is a redeemable deed state, so a winning bidder takes a redeemable deed, which is ownership subject to the former owner buying it back inside the redemption window. None after the sale. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Providence deals close?

The strongest current leads near Providence support start bids around 41% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 20 to 40% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Providence runs lighter in distress than the Rhode Island average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Providence?

About 433 properties within 25 miles of Providence currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 6.6 flagged properties per 10,000 residents, against 10.2 across Rhode Island as a whole, and makes Providence the largest of the 3 Rhode Island counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Providence address to search, or can I search the whole county?

Either. Run the scan on any Providence ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. Browsing is free and unlimited, and credits are only spent when an owner's verified phone or email comes back.

Delinquent tax lists nearby

Keep going

The Providence owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

Scan Providence free

Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the Rhode Island state level and can be changed by statute or applied differently by Providence County. The municipal tax collector and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.