Delinquent tax lists · North Dakota

Towner County delinquent tax list

Short answer: Towner County has two delinquent tax lists. The official one is published by the County Treasurer before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 9 (estimated) owners near Towner County currently carry a distress signal. North Dakota is a deed state, so a winning bid at the sale takes the property itself.

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Distressed owners near Towner County

9

Within 25 miles of the county centre, refreshed daily. Towner County is a rural county.

Top-deal discount target

~41% under market

Average start bid across the 20 strongest Towner leads right now.

Avg. spread per top deal

$227,000

On a typical $559,000 estimated value.

Map of Towner County, ND showing the area covered by the tax-delinquent property list

Coverage centers on Towner County and reaches 25 miles out, widening to 50 when the market runs thin.

Towner County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full North Dakota rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Towner County tax sale and delinquency reference
CountyTowner County, North Dakota.
Who publishes the listThe County Treasurer for Towner County.
What the sale transfersNorth Dakota is a deed state. A winning bidder gets the deed itself, so a winning bid transfers ownership of the property.
Rate and cadenceCounties take tax deeds and hold annual November auctions; owners can redeem before the sale.
Foreclosure pathJudicial, typically 4 to 8 months from filing to sale.

The North Dakota delinquency clock

Where a Towner owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startCounty certifiesThe parcel iscertified delinquentand scheduledDeed auctionThe winning bidtakes ownership ofthe propertyTitle clearsBuyer takes title,subject to anysurviving liens
How a delinquent Towner property moves from an unpaid bill to a deed sale under North Dakota law. Counties take tax deeds and hold annual November auctions; owners can redeem before the sale.

The Towner list, ranked hardest-first

Representative profiles from our ranking model for the Towner County area. The live list, with exact locations, photos and owner details, is one free scan away.

  1. #1Pre-foreclosure for 120 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$277K start bid · ~43% under market
  2. #2Foreclosure suit pending for 150 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$293K start bid · ~45% under market
  3. #3Pre-foreclosure for 110 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$276K start bid · ~42% under market

7 more ranked Towner County deals behind the scan

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What the Towner list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Tax delinquent8Pre-foreclosure8Vacant8Absentee owner8High equity8
Estimated distress mix across the 9 flagged properties near Towner County, ND. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Towner compares across North Dakota

Towner County is the 46th largest of the 53 North Dakota counties covered here, and with a population near 2,051 it is one of the smallest counties in the country. Expect a short list and very little competition for it: at this size a single filing moves the whole picture, so check back rather than working it once.

Flagged distressed properties by county in North Dakota, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Cass CountyFargo52227.5
Ward CountyWard County32948.1
Grand Forks CountyGrand Forks31442.4
Burleigh CountyBismarck23523.5
Williams CountyWilliams County18846.1
Morton CountyMorton County18855

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Towner owners can accept the widest discounts.

The official Towner list vs. this one

Both are worth having. They answer different questions.

Towner official sale listThe LowBaller list
Who publishes itThe County TreasurerLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Towner list

What actually matters in a county this size, at this level of distress, under North Dakota timelines.

Off the main road

Towner County ranks 46 of 53 covered North Dakota counties and holds about 0.3% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

Small enough that nobody competes

With a population near 2,051, Towner is far below the size any list vendor bothers with. The list is short and a per-capita rate would be meaningless at this scale, but what is there is effectively uncontested.

All of Towner County

The scan centres on Towner County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.

The North Dakota clock

Foreclosure here typically runs 4 to 8 months from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.

Why Towner investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Deed auctions in North Dakota rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Towner County delinquent tax list FAQ

How do I get the Towner County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the County Treasurer, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 9 properties around Towner County currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Towner delinquent property tax list PDF?

Yes. The County Treasurer publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Towner County tax sale?

Towner County publishes its own schedule, and it moves. The North Dakota pattern is the thing that holds steady: Counties take tax deeds and hold annual November auctions; owners can redeem before the sale. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Towner tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in North Dakota?

North Dakota is a deed state, so a winning bidder takes the deed itself, so a winning bid transfers ownership of the property. Counties take tax deeds and hold annual November auctions; owners can redeem before the sale. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Towner deals close?

The strongest current leads near Towner County support start bids around 41% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 25 to 45% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Towner runs denser in distress than the North Dakota average, so stacked-signal owners, the ones who accept the widest discounts, turn up more often here than in a typical county in this state. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Towner?

About 9 properties within 25 miles of Towner County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 43.9 flagged properties per 10,000 residents, against 37.2 across North Dakota as a whole, and makes Towner the number 46 of the 53 North Dakota counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Towner address to search, or can I search the whole county?

Either. Run the scan on any Towner ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.

More on Towner County

Delinquent tax lists nearby

Keep going

The Towner owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the North Dakota state level and can be changed by statute or applied differently by Towner County. The County Treasurer and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.