Delinquent tax lists · North Dakota

McHenry County delinquent tax list

Short answer: McHenry County has two delinquent tax lists. The official one is published by the County Treasurer before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 19 (estimated) owners near McHenry County currently carry a distress signal. North Dakota is a deed state, so a winning bid at the sale takes the property itself.

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Distressed owners near McHenry County

19

Within 25 miles of the county centre, refreshed daily. McHenry County is a rural county.

Top-deal discount target

~42% under market

Average start bid across the 20 strongest McHenry leads right now.

Avg. spread per top deal

$245,000

On a typical $578,000 estimated value.

Map of McHenry County, ND showing the area covered by the tax-delinquent property list

Coverage centers on McHenry County and reaches 25 miles out, widening to 50 when the market runs thin.

McHenry County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full North Dakota rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

McHenry County tax sale and delinquency reference
CountyMcHenry County, North Dakota.
Who publishes the listThe County Treasurer for McHenry County.
What the sale transfersNorth Dakota is a deed state. A winning bidder gets the deed itself, so a winning bid transfers ownership of the property.
Rate and cadenceCounties take tax deeds and hold annual November auctions; owners can redeem before the sale.
Foreclosure pathJudicial, typically 4 to 8 months from filing to sale.

The North Dakota delinquency clock

Where a McHenry owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startCounty certifiesThe parcel iscertified delinquentand scheduledDeed auctionThe winning bidtakes ownership ofthe propertyTitle clearsBuyer takes title,subject to anysurviving liens
How a delinquent McHenry property moves from an unpaid bill to a deed sale under North Dakota law. Counties take tax deeds and hold annual November auctions; owners can redeem before the sale.

The McHenry list, ranked hardest-first

Representative profiles from our ranking model for the McHenry County area. The live list, with exact locations, photos and owner details, is one free scan away.

  1. #1Pre-foreclosure for 60 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$271K start bid · ~45% under market
  2. #2Foreclosure suit pending for 174 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$262K start bid · ~45% under market
  3. #3Foreclosure auction on record. The clock is likely ticking, and owners this close to an auction often take a fast cash offer over losing the home.$300K start bid · ~43% under market

7 more ranked McHenry County deals behind the scan

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What the McHenry list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Tax delinquent18Pre-foreclosure17Vacant16Absentee owner11High equity10
Estimated distress mix across the 19 flagged properties near McHenry County, ND. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How McHenry compares across North Dakota

McHenry County is the 23rd largest of the 53 North Dakota counties covered here, and it runs lighter in distressed owners than the North Dakota average, at 37 flagged properties per 10,000 residents against a state figure of 37.2. It accounts for about 0.7% of every flagged property across the North Dakota counties on this site.

Flagged distressed properties by county in North Dakota, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Cass CountyFargo52227.5
Ward CountyWard County32948.1
Grand Forks CountyGrand Forks31442.4
Burleigh CountyBismarck23523.5
Williams CountyWilliams County18846.1
Morton CountyMorton County18855

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity McHenry owners can accept the widest discounts.

The official McHenry list vs. this one

Both are worth having. They answer different questions.

McHenry official sale listThe LowBaller list
Who publishes itThe County TreasurerLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the McHenry list

What actually matters in a county this size, at this level of distress, under North Dakota timelines.

Off the main road

McHenry County ranks 23 of 53 covered North Dakota counties and holds about 0.7% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

Below the state norm

McHenry runs 37 flagged properties per 10,000 residents against 37.2 statewide. A shorter list than average, which usually means fewer owners with stacked signals and a longer time to a yes.

All of McHenry County

The scan centres on McHenry County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.

The North Dakota clock

Foreclosure here typically runs 4 to 8 months from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.

Why McHenry investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Deed auctions in North Dakota rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

McHenry County delinquent tax list FAQ

How do I get the McHenry County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the County Treasurer, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 19 properties around McHenry County currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free McHenry delinquent property tax list PDF?

Yes. The County Treasurer publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the McHenry County tax sale?

McHenry County publishes its own schedule, and it moves. The North Dakota pattern is the thing that holds steady: Counties take tax deeds and hold annual November auctions; owners can redeem before the sale. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy McHenry tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in North Dakota?

North Dakota is a deed state, so a winning bidder takes the deed itself, so a winning bid transfers ownership of the property. Counties take tax deeds and hold annual November auctions; owners can redeem before the sale. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do McHenry deals close?

The strongest current leads near McHenry County support start bids around 42% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 25 to 45% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. McHenry runs lighter in distress than the North Dakota average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in McHenry?

About 19 properties within 25 miles of McHenry County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 37 flagged properties per 10,000 residents, against 37.2 across North Dakota as a whole, and makes McHenry the number 23 of the 53 North Dakota counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a McHenry address to search, or can I search the whole county?

Either. Run the scan on any McHenry ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.

More on McHenry County

Delinquent tax lists nearby

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The McHenry owners who will sell cheap are on this list today.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the North Dakota state level and can be changed by statute or applied differently by McHenry County. The County Treasurer and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.