Delinquent tax lists · New Hampshire

Cheshire County delinquent tax list

Short answer: Cheshire County has two delinquent tax lists. The official one is published by each town or city municipal tax collector before a scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 189 (estimated) owners near Cheshire County currently carry a distress signal. New Hampshire is a deed state, so a winning bid at the sale takes the property itself.

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Distressed owners near Cheshire County

189

Within 25 miles of the county centre, refreshed daily. Cheshire County is a rural county.

Top-deal discount target

~42% under market

Average start bid across the 20 strongest Cheshire leads right now.

Avg. spread per top deal

$232,000

On a typical $548,000 estimated value.

Map of Cheshire County, NH showing the area covered by the tax-delinquent property list

Coverage centers on Cheshire County and reaches 25 miles out, widening to 50 when the market runs thin.

Cheshire County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full New Hampshire rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Cheshire County tax sale and delinquency reference
CountyCheshire County, New Hampshire.
Who publishes the listTax enforcement in New Hampshire is run by each town or city rather than the county, so the delinquent roll for a Cheshire County property comes from that municipality's Municipal Tax Collector.
What the sale transfersNew Hampshire is a deed state. A winning bidder gets the deed itself, so a winning bid transfers ownership of the property.
Rate and cadenceMunicipal tax deeds issue after about a 2 year lien and redemption cycle.
Foreclosure pathNon-judicial, typically 2 to 4 months from filing to sale.

The New Hampshire delinquency clock

Where a Cheshire owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startCounty certifiesThe parcel iscertified delinquentand scheduledDeed auctionThe winning bidtakes ownership ofthe propertyTitle clearsBuyer takes title,subject to anysurviving liens
How a delinquent Cheshire property moves from an unpaid bill to a deed sale under New Hampshire law. Municipal tax deeds issue after about a 2 year lien and redemption cycle.

The Cheshire list, ranked hardest-first

Representative profiles from our ranking model for the Cheshire County area. The live list, with exact locations, photos and owner details, is one free scan away.

  1. #1Pre-foreclosure for 42 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$273K start bid · ~45% under market
  2. #2Notice of default for 88 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$266K start bid · ~45% under market
  3. #3Pre-foreclosure for 51 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$287K start bid · ~43% under market

7 more ranked Cheshire County deals behind the scan

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What the Cheshire list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Pre-foreclosure170Tax delinquent161Absentee owner151Vacant132High equity132
Estimated distress mix across the 189 flagged properties near Cheshire County, NH. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Cheshire compares across New Hampshire

Cheshire County is the 6th largest of the 10 New Hampshire counties covered here, and it runs lighter in distressed owners than the New Hampshire average, at 24.2 flagged properties per 10,000 residents against a state figure of 32.1. It accounts for about 4.2% of every flagged property across the New Hampshire counties on this site.

Flagged distressed properties by county in New Hampshire, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Hillsborough CountyManchester1,62138.1
Rockingham CountyBrentwood85027
Merrimack CountyConcord37424
Grafton CountyGrafton County35037.6
Strafford CountyStrafford County28821.5
Sullivan CountySullivan County24154.8

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Cheshire owners can accept the widest discounts.

The official Cheshire list vs. this one

Both are worth having. They answer different questions.

Cheshire official sale listThe LowBaller list
Who publishes itThe town or city tax collectorLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Cheshire list

What actually matters in a county this size, at this level of distress, under New Hampshire timelines.

Off the main road

Cheshire County ranks 6 of 10 covered New Hampshire counties and holds about 4.2% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

A thin list, so filter hard

At 24.2 flagged properties per 10,000 residents, Cheshire sits in the bottom quarter of New Hampshire counties, against a state figure of 32.1. Do not try to work every row. Sort on equity and go deep on a handful.

All of Cheshire County

The scan centres on Cheshire County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.

The New Hampshire clock

Foreclosure here typically runs 2 to 4 months from filing to sale. Tax enforcement is municipal in New Hampshire, so the tax deadline and the mortgage deadline are two separate clocks on the same house, and an owner can be early on one and late on the other.

Why Cheshire investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Deed auctions in New Hampshire rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Cheshire County delinquent tax list FAQ

How do I get the Cheshire County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the town or city tax collector, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 189 properties around Cheshire County currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Cheshire delinquent property tax list PDF?

Yes. The town or city tax collector publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Cheshire County tax sale?

Cheshire County publishes its own schedule, and it moves. The New Hampshire pattern is the thing that holds steady: Municipal tax deeds issue after about a 2 year lien and redemption cycle. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Cheshire tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in New Hampshire?

New Hampshire is a deed state, so a winning bidder takes the deed itself, so a winning bid transfers ownership of the property. Municipal tax deeds issue after about a 2 year lien and redemption cycle. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Cheshire deals close?

The strongest current leads near Cheshire County support start bids around 42% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 25 to 45% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Cheshire runs lighter in distress than the New Hampshire average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Cheshire?

About 189 properties within 25 miles of Cheshire County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 24.2 flagged properties per 10,000 residents, against 32.1 across New Hampshire as a whole, and makes Cheshire the number 6 of the 10 New Hampshire counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Cheshire address to search, or can I search the whole county?

Either. Run the scan on any Cheshire ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.

More on Cheshire County

Delinquent tax lists nearby

Keep going

The Cheshire owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the New Hampshire state level and can be changed by statute or applied differently by Cheshire County. The municipal tax collector and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.