Delinquent tax lists · Michigan

Roscommon County delinquent tax list

Short answer: Roscommon County has two delinquent tax lists. The official one is published by the County Treasurer before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 118 (estimated) owners near Roscommon County currently carry a distress signal. Michigan is a deed state, so a winning bid at the sale takes the property itself.

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Distressed owners near Roscommon County

118

Within 25 miles of the county centre, refreshed daily. Roscommon County is a rural county.

Top-deal discount target

~42% under market

Average start bid across the 20 strongest Roscommon leads right now.

Avg. spread per top deal

$241,000

On a typical $571,000 estimated value.

Map of Roscommon County, MI showing the area covered by the tax-delinquent property list

Coverage centers on Roscommon County and reaches 25 miles out, widening to 50 when the market runs thin.

Roscommon County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full Michigan rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Roscommon County tax sale and delinquency reference
CountyRoscommon County, Michigan.
Who publishes the listThe County Treasurer for Roscommon County.
What the sale transfersMichigan is a deed state. A winning bidder gets the deed itself, so a winning bid transfers ownership of the property.
Rate and cadenceCounties take absolute title through tax forfeiture after roughly 3 years, then auction deeds in late summer and fall.
After the tax saleThe deed transfers at the sale. Whether the former owner can still redeem afterward depends on Michigan law and the kind of sale, so read the county's sale notice before bidding.

The Michigan delinquency clock

Where a Roscommon owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startCounty certifiesThe parcel iscertified delinquentand scheduledDeed auctionThe winning bidtakes ownership ofthe propertyTitle clearsBuyer takes title,subject to anysurviving liens
How a delinquent Roscommon property moves from an unpaid bill to a deed sale under Michigan law. The deed transfers at the sale. Whether the former owner can still redeem afterward depends on Michigan law and the kind of sale, so read the county's sale notice before bidding.

The Roscommon list, ranked hardest-first

Representative profiles from our ranking model for the Roscommon County area. The live list, with exact locations, photos and owner details, is one free scan away.

  1. #1Pre-foreclosure for 40 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$267K start bid · ~45% under market
  2. #2Pre-foreclosure for 24 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$345K start bid · ~42% under market
  3. #3Pre-foreclosure for 32 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$291K start bid · ~42% under market

7 more ranked Roscommon County deals behind the scan

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What the Roscommon list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Tax delinquent100Pre-foreclosure100Absentee owner100Vacant94High equity71
Estimated distress mix across the 118 flagged properties near Roscommon County, MI. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Roscommon compares across Michigan

Roscommon County is the 60th largest of the 83 Michigan counties covered here, and it runs denser in distressed owners than the Michigan average, at 49.3 flagged properties per 10,000 residents against a state figure of 44. It accounts for about 0.3% of every flagged property across the Michigan counties on this site.

Flagged distressed properties by county in Michigan, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Wayne CountyDetroit9,59054.2
Oakland CountyPontiac7,04155
Macomb CountyMount Clemens3,95444.9
Kent CountyGrand Rapids3,35050.6
Washtenaw CountyAnn Arbor1,71046
Genesee CountyFlint1,13928.1

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Roscommon owners can accept the widest discounts.

The official Roscommon list vs. this one

Both are worth having. They answer different questions.

Roscommon official sale listThe LowBaller list
Who publishes itThe County TreasurerLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Roscommon list

What actually matters in a county this size, at this level of distress, under Michigan timelines.

Off the main road

Roscommon County ranks 60 of 83 covered Michigan counties and holds about 0.3% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

One of the densest counties in the state

At 49.3 flagged properties per 10,000 residents against a Michigan figure of 44, Roscommon is in the top quarter for distress density. Stacked-signal owners are common here, and those are where the deepest discounts sit.

All of Roscommon County

The scan centres on Roscommon County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.

The Michigan clock

Foreclosure here typically runs 2 to 3 months to sale from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.

Why Roscommon investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Deed auctions in Michigan rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Roscommon County delinquent tax list FAQ

How do I get the Roscommon County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the County Treasurer, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 118 properties around Roscommon County currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Roscommon delinquent property tax list PDF?

Yes. The County Treasurer publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Roscommon County tax sale?

Roscommon County publishes its own schedule, and it moves. The Michigan pattern is the thing that holds steady: Counties take absolute title through tax forfeiture after roughly 3 years, then auction deeds in late summer and fall. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Roscommon tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in Michigan?

Michigan is a deed state, so a winning bidder takes the deed itself, so a winning bid transfers ownership of the property. The deed transfers at the sale. Whether the former owner can still redeem afterward depends on Michigan law and the kind of sale, so read the county's sale notice before bidding. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Roscommon deals close?

The strongest current leads near Roscommon County support start bids around 42% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 25 to 45% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Roscommon runs denser in distress than the Michigan average, so stacked-signal owners, the ones who accept the widest discounts, turn up more often here than in a typical county in this state. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Roscommon?

About 118 properties within 25 miles of Roscommon County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 49.3 flagged properties per 10,000 residents, against 44 across Michigan as a whole, and makes Roscommon the number 60 of the 83 Michigan counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Roscommon address to search, or can I search the whole county?

Either. Run the scan on any Roscommon ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.

More on Roscommon County

Delinquent tax lists nearby

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The Roscommon owners who will sell cheap are on this list today.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the Michigan state level and can be changed by statute or applied differently by Roscommon County. The County Treasurer and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.