Delinquent tax lists · Massachusetts

Franklin County delinquent tax list

Short answer: Franklin County has two delinquent tax lists. The official one is published by each town or city municipal collector of taxes before a scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 214 (estimated) owners near Franklin County currently carry a distress signal. Massachusetts is a lien state, so a winning bid at the sale takes a certificate rather than the house.

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Distressed owners near Franklin County

214

Within 25 miles of the county centre, refreshed daily. Franklin County is a rural county.

Top-deal discount target

~42% under market

Average start bid across the 20 strongest Franklin leads right now.

Avg. spread per top deal

$236,000

On a typical $565,000 estimated value.

Map of Franklin County, MA showing the area covered by the tax-delinquent property list

Coverage centers on Franklin County and reaches 25 miles out, widening to 50 when the market runs thin.

Franklin County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full Massachusetts rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

Franklin County tax sale and delinquency reference
CountyFranklin County, Massachusetts.
Who publishes the listTax enforcement in Massachusetts is run by each town or city rather than the county, so the delinquent roll for a Franklin County property comes from that municipality's Municipal Collector of Taxes.
What the sale transfersMassachusetts is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not.
Rate and cadenceMunicipal tax takings accrue 16%, and the town forecloses the redemption right in Land Court.
Foreclosure pathNon-judicial, typically 3 to 6 months from filing to sale.

The Massachusetts delinquency clock

Where a Franklin owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startLien soldThe Massachusettscounty saletransfers aRedemption runsThe owner can stillpay and keep thepropertyForeclosureUnredeemed liens canbe foreclosed intoownership
How a delinquent Franklin property moves from an unpaid bill to a lien sale under Massachusetts law. Municipal tax takings accrue 16%, and the town forecloses the redemption right in Land Court.

The Franklin list, ranked hardest-first

Representative profiles from our ranking model for the Franklin County area. The live list, with exact locations, photos and owner details, is one free scan away.

  1. #1Foreclosure auction on record. The clock is likely ticking, and owners this close to an auction often take a fast cash offer over losing the home.$318K start bid · ~45% under market
  2. #2Foreclosure auction on record. The clock is likely ticking, and owners this close to an auction often take a fast cash offer over losing the home.$268K start bid · ~45% under market
  3. #3Notice of default for 174 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$248K start bid · ~45% under market

7 more ranked Franklin County deals behind the scan

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What the Franklin list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Tax delinquent182Pre-foreclosure171Vacant161Absentee owner161High equity86
Estimated distress mix across the 214 flagged properties near Franklin County, MA. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How Franklin compares across Massachusetts

Franklin County is the 12th largest of the 14 Massachusetts counties covered here, and it runs lighter in distressed owners than the Massachusetts average, at 30.2 flagged properties per 10,000 residents against a state figure of 31.9. It accounts for about 1% of every flagged property across the Massachusetts counties on this site.

Flagged distressed properties by county in Massachusetts, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
Middlesex CountyCambridge4,04224.8
Suffolk CountyBoston3,93949.4
Worcester CountyWorcester2,52829.2
Plymouth CountyPlymouth2,46046.2
Bristol CountyTaunton2,04635.3
Norfolk CountyDedham1,91926.4

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity Franklin owners can accept the widest discounts.

The official Franklin list vs. this one

Both are worth having. They answer different questions.

Franklin official sale listThe LowBaller list
Who publishes itThe town or city tax collectorLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the Franklin list

What actually matters in a county this size, at this level of distress, under Massachusetts timelines.

Off the main road

Franklin County ranks 12 of 14 covered Massachusetts counties and holds about 1% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

Above the state norm

Franklin runs 30.2 flagged properties per 10,000 residents against 31.9 statewide. More pressure per capita than the typical Massachusetts county, and more owners carrying two or three signals at once.

All of Franklin County

The scan centres on Franklin County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.

The Massachusetts clock

Foreclosure here typically runs 3 to 6 months from filing to sale. Tax enforcement is municipal in Massachusetts, so the tax deadline and the mortgage deadline are two separate clocks on the same house, and an owner can be early on one and late on the other.

Why Franklin investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Lien auctions in Massachusetts rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

Franklin County delinquent tax list FAQ

How do I get the Franklin County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the town or city tax collector, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 214 properties around Franklin County currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free Franklin delinquent property tax list PDF?

Yes. The town or city tax collector publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the Franklin County tax sale?

Franklin County publishes its own schedule, and it moves. The Massachusetts pattern is the thing that holds steady: Municipal tax takings accrue 16%, and the town forecloses the redemption right in Land Court. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy Franklin tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in Massachusetts?

Massachusetts is a lien state, so a winning bidder takes a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. Municipal tax takings accrue 16%, and the town forecloses the redemption right in Land Court. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do Franklin deals close?

The strongest current leads near Franklin County support start bids around 42% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 20 to 40% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Franklin runs lighter in distress than the Massachusetts average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in Franklin?

About 214 properties within 25 miles of Franklin County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 30.2 flagged properties per 10,000 residents, against 31.9 across Massachusetts as a whole, and makes Franklin the number 12 of the 14 Massachusetts counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a Franklin address to search, or can I search the whole county?

Either. Run the scan on any Franklin ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.

More on Franklin County

Delinquent tax lists nearby

Keep going

The Franklin owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the Massachusetts state level and can be changed by statute or applied differently by Franklin County. The municipal tax collector and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.