Delinquent tax lists · California

San Mateo County delinquent tax list

Short answer: San Mateo County has two delinquent tax lists. The official one is published by the County Treasurer-Tax Collector before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 91 (estimated) owners near Redwood City currently carry a distress signal. California is a deed state, so a winning bid at the sale takes the property itself.

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Distressed owners near Redwood City

91

Within 25 miles of the county seat, refreshed daily. San Mateo County is a major metro county.

Top-deal discount target

~39% under market

Average start bid across the 20 strongest San Mateo leads right now.

Avg. spread per top deal

$225,000

On a typical $583,000 estimated value.

Map of San Mateo County, CA showing the area covered by the tax-delinquent property list

Coverage centers on Redwood City, the San Mateo County seat, and reaches 25 miles out, widening to 50 when the market runs thin.

San Mateo County tax sale rules at a glance

The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full California rules, timelines and deficiency detail sit on the state page, since they apply to every county here.

San Mateo County tax sale and delinquency reference
CountySan Mateo County, California. County seat: Redwood City.
Who publishes the listThe County Treasurer-Tax Collector for San Mateo County.
What the sale transfersCalifornia is a deed state. A winning bidder gets the deed itself, so a winning bid transfers ownership of the property.
Rate and cadenceCounty tax-defaulted land auctions after five years of delinquency, often online.
Owner redemptionNone after a trustee sale.

The California delinquency clock

Where a San Mateo owner sits on this line is what decides whether they will take a low cash offer today.

Bill goes unpaidThe tax bill passesits due date andpenalties startCounty certifiesThe parcel iscertified delinquentand scheduledDeed auctionThe winning bidtakes ownership ofthe propertyTitle clearsBuyer takes title,subject to anysurviving liens
How a delinquent San Mateo property moves from an unpaid bill to a deed sale under California law. None after a trustee sale.

The San Mateo list, ranked hardest-first

Representative profiles from our ranking model for the Redwood City area. The live list, with exact locations, photos and owner details, is one free scan away.

RankWhy they would sellEst. valueStart bidUnder market
#1
Notice of defaultVacant 5 mo96% equity
$602,000$259,000~45%
#2
Tax delinquent 3 yrVacant 18 mo51% equity
$591,000$302,000~44%
#3
Auction setTax delinquent 1 yr88% equity
$570,000$245,000~45%

7 more ranked Redwood City deals behind the scan

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What the San Mateo list is made of

Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.

Pre-foreclosure73Vacant73Tax delinquent68Absentee owner59High equity50
Estimated distress mix across the 91 flagged properties near Redwood City, CA. A property counted under tax delinquency may also appear under vacancy or absentee ownership.

How San Mateo compares across California

San Mateo County is the 15th largest of the 17 California counties covered here, and it runs lighter in distressed owners than the California average, at 1.2 flagged properties per 10,000 residents against a state figure of 2.1. It accounts for about 1.3% of every flagged property across the California counties on this site.

Flagged distressed properties by county in California, with density per 10,000 residents
CountySeatFlagged ownersPer 10k residents
San Bernardino CountySan Bernardino9744.5
Fresno CountyFresno6876.8
Ventura CountyVentura6407.7
Riverside CountyRiverside6042.4
San Francisco CountySan Francisco5586.9
Contra Costa CountyMartinez5554.8

Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.

How far under market these close

0%15%30%45%60%Scheduled auction35 to 50%Pre-foreclosure30 to 45%Tax delinquent25 to 40%Vacant20 to 35%Absentee owner15 to 30%
Typical cash close as a discount to estimated value, by lead type. Equity caps every offer: a bid cannot go below what clears the owner's mortgage, which is why deep-equity San Mateo owners can accept the widest discounts.

The official San Mateo list vs. this one

Both are worth having. They answer different questions.

San Mateo official sale listThe LowBaller list
Who publishes itThe County Treasurer-Tax CollectorLowBaller, from county and public records
When it existsOnly in the run-up to each scheduled saleYear round, refreshed daily
FormatA PDF or spreadsheet of parcel numbers and amounts owedA ranked table with a map pin, photo and estimated value on every row
Owner contactNot includedPhone and email on unlock, and no credit is spent when nothing verifies
RankingAlphabetical or by parcel numberHardest situation first, by foreclosure stage, years behind and equity
Timing advantageEveryone bidding sees the same list on the same dayOwners appear months before any auction, while a private sale still solves their problem

Working the San Mateo list

What actually matters in a county this size, at this level of distress, under California timelines.

Off the main road

San Mateo County ranks 15 of 17 covered California counties and holds about 1.3% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.

Below the state norm

San Mateo runs 1.2 flagged properties per 10,000 residents against 2.1 statewide. A shorter list than average, which usually means fewer owners with stacked signals and a longer time to a yes.

Redwood City and everything around it

San Mateo works off Redwood City as its seat, and the scan reaches 25 miles out from there, widening to 50 when the list runs thin. In a county this shape that usually means several towns, each with its own price level.

The California clock

Foreclosure here typically runs 4 to 6 months from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.

Why San Mateo investors work it before auction day

No bidding war

At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.

You can see the house

A private sale means an inspection and a clean title search. Deed auctions in California rarely give you either.

The owner keeps something

An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.

San Mateo County delinquent tax list FAQ

How do I get the San Mateo County delinquent tax list?

Two lists exist and they are not the same. The official one comes from the County Treasurer-Tax Collector, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 91 properties around Redwood City currently carry at least one distress signal, ranked by how much pressure the owner is under.

Is there a free San Mateo delinquent property tax list PDF?

Yes. The County Treasurer-Tax Collector publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.

When is the San Mateo County tax sale?

San Mateo County publishes its own schedule, and it moves. The California pattern is the thing that holds steady: County tax-defaulted land auctions after five years of delinquency, often online. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.

Can I buy San Mateo tax-delinquent property before the auction?

Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.

What does a winning bid actually get you in California?

California is a deed state, so a winning bidder takes the deed itself, so a winning bid transfers ownership of the property. None after a trustee sale. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.

How far below market do San Mateo deals close?

The strongest current leads near Redwood City support start bids around 39% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 25 to 45% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. San Mateo runs lighter in distress than the California average, so the deepest discounts are rarer here and equity screening matters more than volume. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.

How many tax-delinquent properties are there in San Mateo?

About 91 properties within 25 miles of Redwood City currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 1.2 flagged properties per 10,000 residents, against 2.1 across California as a whole, and makes San Mateo the number 15 of the 17 California counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.

Do I need a San Mateo address to search, or can I search the whole county?

Either. Run the scan on any San Mateo ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. Browsing is free and unlimited, and credits are only spent when an owner's verified phone or email comes back.

Delinquent tax lists nearby

Keep going

The San Mateo owners who will sell cheap are on this list today.

Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.

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Informational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the California state level and can be changed by statute or applied differently by San Mateo County. The County Treasurer-Tax Collector and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.