Delinquent tax lists · Alabama
Cherokee County delinquent tax list
Short answer: Cherokee County has two delinquent tax lists. The official one is published by the County Revenue Commissioner before each scheduled sale, free to download, and it lists parcel numbers and amounts owed with no owner contact. The year-round one is the delinquency record underneath it, where 136 (estimated) owners near Cherokee County currently carry a distress signal. Alabama is a lien state, so a winning bid at the sale takes a certificate rather than the house.
Distressed owners near Cherokee County
136
Within 25 miles of the county centre, refreshed daily. Cherokee County is a rural county.
Top-deal discount target
~43% under market
Average start bid across the 20 strongest Cherokee leads right now.
Avg. spread per top deal
$245,000
On a typical $565,000 estimated value.
Coverage centers on Cherokee County and reaches 25 miles out, widening to 50 when the market runs thin.
Cherokee County tax sale rules at a glance
The mechanics that decide what you are actually buying, and how long the owner keeps a way out. The full Alabama rules, timelines and deficiency detail sit on the state page, since they apply to every county here.
| County | Cherokee County, Alabama. |
|---|---|
| Who publishes the list | The County Revenue Commissioner for Cherokee County. |
| What the sale transfers | Alabama is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. |
| Rate and cadence | County tax lien auctions at up to 12% interest with a 3 year redemption period. |
| Foreclosure path | Non-judicial, typically 1 to 3 months from filing to sale. |
The Alabama delinquency clock
Where a Cherokee owner sits on this line is what decides whether they will take a low cash offer today.
The Cherokee list, ranked hardest-first
Representative profiles from our ranking model for the Cherokee County area. The live list, with exact locations, photos and owner details, is one free scan away.
- #1Pre-foreclosure for 36 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$273K start bid · ~45% under market
- #2About 1 year of unpaid property taxes. The bill keeps growing, which often pushes owners to sell sooner.$268K start bid · ~45% under market
- #3Pre-foreclosure for 126 days. Owners in this spot often want out fast, before a foreclosure hits their credit.$319K start bid · ~43% under market
7 more ranked Cherokee County deals behind the scan
Unlock the full Cherokee County list freeFree scan · no card needed
What the Cherokee list is made of
Most distressed owners carry more than one signal, so these bands overlap. Stacked signals rank highest.
How Cherokee compares across Alabama
Cherokee County is the 40th largest of the 67 Alabama counties covered here, and it runs denser in distressed owners than the Alabama average, at 52 flagged properties per 10,000 residents against a state figure of 35.6. It accounts for about 0.7% of every flagged property across the Alabama counties on this site.
| County | Seat | Flagged owners | Per 10k residents |
|---|---|---|---|
| Madison County | Huntsville | 2,094 | 52.4 |
| Jefferson County | Birmingham | 1,694 | 25.1 |
| Shelby County | Columbiana | 1,116 | 50 |
| Baldwin County | Bay Minette | 1,042 | 45.1 |
| Mobile County | Mobile | 951 | 23 |
| Tuscaloosa County | Tuscaloosa | 777 | 34.2 |
Density matters more than the raw count when you are choosing where to work. A smaller county with a high per-capita figure often has less competition per lead than the metro next door.
How far under market these close
The official Cherokee list vs. this one
Both are worth having. They answer different questions.
| Cherokee official sale list | The LowBaller list | |
|---|---|---|
| Who publishes it | The County Revenue Commissioner | LowBaller, from county and public records |
| When it exists | Only in the run-up to each scheduled sale | Year round, refreshed daily |
| Format | A PDF or spreadsheet of parcel numbers and amounts owed | A ranked table with a map pin, photo and estimated value on every row |
| Owner contact | Not included | Phone and email on unlock, and no credit is spent when nothing verifies |
| Ranking | Alphabetical or by parcel number | Hardest situation first, by foreclosure stage, years behind and equity |
| Timing advantage | Everyone bidding sees the same list on the same day | Owners appear months before any auction, while a private sale still solves their problem |
Working the Cherokee list
What actually matters in a county this size, at this level of distress, under Alabama timelines.
Off the main road
Cherokee County ranks 40 of 67 covered Alabama counties and holds about 0.7% of the state's flagged properties. Most buyers never scroll this far down the state, which is the entire argument for working it.
One of the densest counties in the state
At 52 flagged properties per 10,000 residents against an Alabama figure of 35.6, Cherokee is in the top quarter for distress density. Stacked-signal owners are common here, and those are where the deepest discounts sit.
All of Cherokee County
The scan centres on Cherokee County and reaches 25 miles out, widening to 50 when the list runs thin. In a county this size that usually spans several towns, each with its own price level, so read the estimated value on each row rather than the discount alone.
The Alabama clock
Foreclosure here typically runs 1 to 3 months from filing to sale. The tax clock and the mortgage clock run independently, so check both before you decide how hard a deadline an owner is actually facing.
Why Cherokee investors work it before auction day
No bidding war
At the sale you are one of a room full of bidders on the same parcel. Months earlier you are the only person who called.
You can see the house
A private sale means an inspection and a clean title search. Lien auctions in Alabama rarely give you either.
The owner keeps something
An owner with equity who sells early clears the tax debt and walks away with money. At the sale, they usually walk away with nothing.
Cherokee County delinquent tax list FAQ
How do I get the Cherokee County delinquent tax list?
Two lists exist and they are not the same. The official one comes from the County Revenue Commissioner, is published as a PDF or spreadsheet before each scheduled sale, and disappears between sales. The year-round one is the delinquency record itself, which is what LowBaller compiles: roughly 136 properties around Cherokee County currently carry at least one distress signal, ranked by how much pressure the owner is under.
Is there a free Cherokee delinquent property tax list PDF?
Yes. The County Revenue Commissioner publishes the pre-sale list free of charge, usually as a PDF or a downloadable spreadsheet tied to a specific sale date. It gives you parcel numbers and amounts owed. It does not give you owner contact details, an estimated value, or any indication of which owners would actually take a low cash offer.
When is the Cherokee County tax sale?
Cherokee County publishes its own schedule, and it moves. The Alabama pattern is the thing that holds steady: County tax lien auctions at up to 12% interest with a 3 year redemption period. Check the county's pre-sale notice close to the date, because the list shrinks daily as owners redeem.
Can I buy Cherokee tax-delinquent property before the auction?
Yes, and it is usually the better trade. There is no bidding war, the owner clears the debt with a clean sale instead of a forced one, and you are not buying blind. The window is the months between the delinquency appearing in the record and the sale being scheduled, which is exactly the period this list covers.
What does a winning bid actually get you in Alabama?
Alabama is a lien state, so a winning bidder takes a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. County tax lien auctions at up to 12% interest with a 3 year redemption period. That difference matters more than the discount: in a lien state you are buying a debt with a yield, and in a deed state you are buying a house.
How far below market do Cherokee deals close?
The strongest current leads near Cherokee County support start bids around 43% under estimated value. Across the whole list, hard distress such as a scheduled auction or a stacked tax lien closes 20 to 40% under market, while softer signals like long-distance ownership land closer to 15 to 30% under. Cherokee runs denser in distress than the Alabama average, so stacked-signal owners, the ones who accept the widest discounts, turn up more often here than in a typical county in this state. Equity sets the ceiling, because an offer cannot go below what clears the owner's mortgage.
How many tax-delinquent properties are there in Cherokee?
About 136 properties within 25 miles of Cherokee County currently show at least one motivation signal in public records, and tax delinquency is among the most common. That works out to 52 flagged properties per 10,000 residents, against 35.6 across Alabama as a whole, and makes Cherokee the number 40 of the 67 Alabama counties covered here by population. That figure moves daily as owners pay, redeem or fall further behind.
Do I need a Cherokee address to search, or can I search the whole county?
Either. Run the scan on any Cherokee ZIP and you get the full ranked list for the surrounding area, or check one specific address to see whether that owner carries a distress signal. The scan is free; the full list opens with a 7-day trial, and credits are only spent when an owner's phone number comes back.
More on Cherokee County
Delinquent tax lists nearby
Keep going
The Cherokee owners who will sell cheap are on this list today.
Not in 2026 sale season. Now, months before the auction, while a quiet private sale still solves their problem. Scan free and browse every one.
Scan Cherokee freeInformational summary, not legal or investment advice. Rates, redemption periods and sale formats are summarized at the Alabama state level and can be changed by statute or applied differently by Cherokee County. The County Revenue Commissioner and the county's own pre-sale notices control every schedule, deposit and bidding rule. Verify before you bid.