Delinquent tax lists

Kentucky delinquent tax lists by county

Short answer: Kentucky is a lien state, so a winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. County clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure. Each county publishes its own delinquent roll through the County Clerk. Below is every Kentucky county we cover, with the live count of distressed owners in each.

Counties covered

120

Every one has its own ranked list and county-level rules page.

Flagged owners statewide

16,590

Carrying at least one distress signal in public records, refreshed daily.

Sale type

Lien

County clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure.

Every Kentucky county we cover

Sorted largest first. Each county page carries the official list source, the sale rules and the live ranked list of owners under pressure right now.

CountyCounty seatPopulationFlagged owners
Jefferson CountyLouisville782,0001,914
Fayette CountyLexington322,0001,324
Kenton CountyCovington169,000710
Warren CountyBowling Green137,000553
Boone CountyBurlington135,000374
Hardin CountyElizabethtown112,000326
Daviess County104,457391
Madison County99,582386
Campbell County94,008504
Bullitt County85,802340
Christian County71,006299
Oldham County70,525250
McCracken County67,550335
Pulaski County66,842310
Laurel County63,353319
Scott County61,700230
Jessamine County56,495205
Pike County55,430126
Franklin County52,442224
Shelby County50,124136
Nelson County48,706167
Boyd County47,777144
Barren County45,609143
Hopkins County45,218229
Henderson County44,175102
Calloway County38,975146
Clark County37,673207
Whitley County37,233127
Graves County36,821162
Greenup County35,273167
Floyd County34,532107
Marshall County31,734175
Boyle County31,394117
Muhlenberg County30,51299
Meade County30,44274
Knox County29,65778
Montgomery County28,771126
Logan County28,467158
Woodford County27,728130
Grayson County27,070130
Taylor County26,80985
Perry County26,739137
Carter County26,09870
Grant County25,722118
Harlan County25,05279
Lincoln County24,91067
Anderson County24,88380
Rowan County24,675112
Ohio County23,933111
Mercer County23,515120
Bell County23,05174
Johnson County22,098106
Allen County22,037117
Breckinridge County21,22181
Spencer County20,823104
Simpson County20,35043
Bourbon County20,33390
Letcher County20,139101
Hart County19,92394
Marion County19,85164
Wayne County19,62974
Clay County19,59297
Harrison County19,525110
Adair County19,23974
Russell County18,45870
Garrard County18,04038
Mason County16,95649
McCreary County16,82447
Rockcastle County16,22656
Henry County16,19834
Casey County15,94862
Lawrence County15,79886
Fleming County15,59148
Larue County15,12854
Pendleton County14,84441
Trigg County14,55942
Morgan County14,30050
Estill County14,00275
Knott County13,43858
Jackson County13,35836
Union County13,17845
Bath County12,95139
Powell County12,92853
Lewis County12,87554
Webster County12,85450
Breathitt County12,80430
Todd County12,75766
Edmonson County12,63557
Caldwell County12,61165
Butler County12,55160
Washington County12,26935
Green County11,55239
Owen County11,43524
Monroe County11,16329
Magoffin County11,11852
Carroll County11,11162
Martin County10,69630
Metcalfe County10,55837
Leslie County9,72947
Clinton County9,18341
McLean County9,12635
Lyon County9,07851
Hancock County9,01325
Crittenden County8,98249
Livingston County8,81542
Gallatin County8,80542
Trimble County8,59133
Bracken County8,49744
Nicholas County7,81620
Ballard County7,62634
Lee County7,31330
Elliott County7,26327
Wolfe County6,36418
Menifee County6,34133
Fulton County6,28220
Cumberland County6,04718
Carlisle County4,77713
Hickman County4,39314
Owsley County3,92819
Robertson County2,38210

Kentucky tax sale rules

Kentucky tax sale and foreclosure reference
Tax sale systemKentucky is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not.
Rate and cadenceCounty clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure.
Who publishes the listThe County Clerk in each county.
Foreclosure pathJudicial, typically 5 to 9 months from filing to sale.
Deficiency after saleAllowed.
Local noteMaster Commissioner sales handle the auctions county by county.

The Kentucky delinquency clock

Bill goes unpaidThe tax bill passesits due date andpenalties startLien soldThe Kentucky countysale transfers acertificate, not theRedemption runsThe owner can stillpay and keep thepropertyForeclosureUnredeemed liens canbe foreclosed intoownership
How a delinquent property moves from an unpaid bill to a lien sale in Kentucky. County clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure.

Kentucky delinquent tax list FAQ

Is Kentucky a tax lien or tax deed state?

Kentucky is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. County clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure.

Where do I find the Kentucky delinquent tax list?

Each county publishes its own list through the County Clerk, usually as a PDF before a scheduled sale. Pick your county below for the official source plus the year-round ranked list of distressed owners in that area.

How long does an owner have to redeem in Kentucky?

County clerk certificate of delinquency sales at 12% with an extended redemption before foreclosure. That window is the single biggest thing separating a good tax-sale trade from a bad one, because it decides how long your money sits before you can act.

How many tax-delinquent properties are there in Kentucky?

Across the 120 Kentucky counties we track, roughly 16,590 properties currently carry at least one distress signal in public records, including tax delinquency, foreclosure filings, vacancy and long-distance ownership. The counts refresh daily.

Can I buy Kentucky tax-delinquent property before the auction?

Yes. The delinquency appears in the public record months before any sale is scheduled, and during that window the owner can still sell normally. That is the whole opportunity: no bidding war, an inspection is possible, and an owner with equity walks away with money instead of nothing.

Keep going

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