Delinquent tax lists

Iowa delinquent tax lists by county

Short answer: Iowa is a lien state, so a winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. Third-Monday-of-June tax sales at 2% per month (24% per year) with a redemption period of about 21 months. Each county publishes its own delinquent roll through the County Treasurer. Below is every Iowa county we cover, with the live count of distressed owners in each.

Counties covered

6

Every one has its own ranked list and county-level rules page.

Flagged owners statewide

3,091

Carrying at least one distress signal in public records, refreshed daily.

Sale type

Lien

Yes, typically 6 to 12 months; lenders often waive deficiency to shorten it.

Every Iowa county we cover

Sorted largest first. Each county page carries the official list source, the sale rules and the live ranked list of owners under pressure right now.

CountyCounty seatPopulationFlagged owners
Polk CountyDes Moines500,000981
Linn CountyCedar Rapids230,00066
Scott CountyDavenport174,000858
Johnson CountyIowa City153,000133
Black Hawk CountyWaterloo131,000335
Woodbury CountySioux City106,000718

Iowa tax sale rules

Iowa tax sale and foreclosure reference
Tax sale systemIowa is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not.
Rate and cadenceThird-Monday-of-June tax sales at 2% per month (24% per year) with a redemption period of about 21 months.
Owner redemptionYes, typically 6 to 12 months; lenders often waive deficiency to shorten it.
Who publishes the listThe County Treasurer in each county.
Foreclosure pathJudicial, typically 5 to 12 months from filing to sale.
Deficiency after saleRestricted; commonly waived in exchange for a shorter redemption.
Local noteIowa also offers a voluntary alternative that skips the auction entirely when both sides agree.

The Iowa delinquency clock

Bill goes unpaidThe tax bill passesits due date andpenalties startLien soldThe Iowa county saletransfers acertificate, not theRedemption runsThe owner can stillpay and keep thepropertyForeclosureUnredeemed liens canbe foreclosed intoownership
How a delinquent property moves from an unpaid bill to a lien sale in Iowa. Yes, typically 6 to 12 months; lenders often waive deficiency to shorten it.

Iowa delinquent tax list FAQ

Is Iowa a tax lien or tax deed state?

Iowa is a lien state. A winning bidder gets a tax lien certificate, which pays interest if the owner redeems and can be foreclosed into ownership if they do not. Third-Monday-of-June tax sales at 2% per month (24% per year) with a redemption period of about 21 months.

Where do I find the Iowa delinquent tax list?

Each county publishes its own list through the County Treasurer, usually as a PDF before a scheduled sale. Pick your county below for the official source plus the year-round ranked list of distressed owners in that area.

How long does an owner have to redeem in Iowa?

Yes, typically 6 to 12 months; lenders often waive deficiency to shorten it. That window is the single biggest thing separating a good tax-sale trade from a bad one, because it decides how long your money sits before you can act.

How many tax-delinquent properties are there in Iowa?

Across the 6 Iowa counties we track, roughly 3,091 properties currently carry at least one distress signal in public records, including tax delinquency, foreclosure filings, vacancy and long-distance ownership. The counts refresh daily.

Can I buy Iowa tax-delinquent property before the auction?

Yes. The delinquency appears in the public record months before any sale is scheduled, and during that window the owner can still sell normally. That is the whole opportunity: no bidding war, an inspection is possible, and an owner with equity walks away with money instead of nothing.

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